A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Dreaming Up an Active Retirement When you retire, how will you treat your next chapter? When Should You Take Social Security Monthly Social Security payments differ substantially depending on when you start receiving benefits. Inflation & Retirement Estimate how much income may be needed at retirement to maintain your standard of living.